July 22, 2017

575-623-5444

Rates & Fees

Loan Rates Fee Schedule

Effective as of: 5/10/2016
Loan Rates
LOAN TYPEMAXIMUM AMOUNTSECURITY AND OTHER REQUIREMENTSMAXIMUM TERMSAPR
Signature$7500.00Signature36 months8.9 -15.9%
 
Vehicle Loan Rates
LOAN TYPEMAXIMUM AMOUNTSECURITY AND OTHER REQUIREMENTSMAXIMUM TERMSAPR
New Vehicles*100% purchase price inc tax Certificate of ownership and insuranceUp to 60 months1.9 - 7.9%
61 - 72 months2.4 - 8.9%
Over 72 monthsContact C U
Used Vehicles 4 years old or lessUp to NADA Retail ValueCertificate of ownership and insurance48 months2.9 - 7.9%
60 months2.9 - 7.9%
72 months3.4 - 8.9%
Used Vehicles 5-10 years oldUp to NADA Retail ValueCertificate of ownership and insuranceUp to 48 months2.9 - 7.9%
Up to 60 months3.4 - 8.4%
 
Other Collateral Loans
New and Used RV's and Motor Homes*90% purchase price inc tax Certificate of ownership and insurance48 months3.9 - 8.9%
60 months4.4 - 9.4%
72 months4.9 - 9.9%
Over 72 monthsContact C U
Motorcycles or BoatsUp to NADA RetailCertificate of ownership and insurance36 months5.9- 10.9%
Certificate of ownership and insurance48 months6.4 - 11.4%
Certificate of ownership and insurance60 months6.9 - 11.9%
Other Collateral Secured (ie horse trailers, older vehicles)Reasonable valueCertificate of ownership and insurance as required by loan policies36 months5.9 - 11.9%
48 months6.4 - 12.4%
60 months6.9 - 12.9%
All loans and rates are subject to credit approval