December 3, 2020

575-623-5444

Rates & Fees

Loan Rates Fee Schedule

Effective as of: 12/01/2020
Loan Rates
LOAN TYPESECURITY AND OTHER REQUIREMENTSMAXIMUM TERMSAPR
SignatureSignature36 months9.15-16.15%
 
Vehicle Loan Rates
LOAN TYPEMAXIMUM AMOUNTSECURITY AND OTHER REQUIREMENTSMAXIMUM TERMSAPR
New Vehicles*100% purchase price inc tax Certificate of ownership and insuranceUp to 60 months1.95- 8.45%
61 - 72 months2.45- 9.45%
Over 72 monthsContact C U
Used Vehicles 4 years old or lessUp to NADA Retail ValueCertificate of ownership and insurance60 months2.75- 8.25%
72 months3.25- 9.25%
Over 72 monthsContact C U
Used Vehicles 5-10 years oldUp t NADA Retal ValueCertifcate of ownership and insuranceUp to 60 months2.95-8.95%
New and Used RV's and Motor Homes*Up to NADA RetailCertificate of ownership and insurance48 months4.15- 9.15%
60 months4.65- 9.65%
72 months5.15-10.15%
Over 72 monthsContact C U
Motorcycles or BoatsUp to NADA RetailCertificate of ownership and insurance36 months6.15-11.15%
Certificate of ownership and insurance48 months6.65-11.65%
Certificate of ownership and insurance60 months7.15- 12.15%
Other Collateral Secured (ie horse trailers, older vehicles)Reasonable valueCertificate of ownership and insurance as required by loan policies36 months6.15- 12.15%
48 months6.65- 12.65%
60 months7.15- 13.15%
All loans and rates are subject to credit approval