February 2, 2023

575-623-5444

Rates & Fees

Loan Rates

Effective as of: 02/01/2023
Loan Rates
LOAN TYPESECURITY AND OTHER REQUIREMENTSMAXIMUM TERMSAPR
SignatureSignature36 months9.65-16.65%
 
Vehicle Loan Rates
LOAN TYPEMAXIMUM AMOUNTSECURITY AND OTHER REQUIREMENTSMAXIMUM TERMSAPR
New Vehicles*100% purchase price inc tax Certificate of ownership and insuranceUp to 60 months3.75- 10.0%
61 - 72 months4.25-11.0%
Over 72 monthsContact C U
Used Vehicles 4 years old or lessUp to NADA Retail ValueCertificate of ownership and insurance60 months4.25- 10.0%
72 months4.75- 11.0%
Over 72 monthsContact C U
Used Vehicles 5-10 years oldUp t NADA Retal ValueCertifcate of ownership and insuranceUp to 60 months4.25-11.0%
New and Used RV's and Motor Homes*Up to NADA RetailCertificate of ownership and insurance48 months5.5- 10.5%
60 months6.0- 11.0%
72 months6.5-11.5%
Over 72 monthsContact C U
Motorcycles or BoatsUp to NADA RetailCertificate of ownership and insurance36 months6.50-12.5%
Certificate of ownership and insurance48 months7.0-13.0%
Certificate of ownership and insurance60 months7.50- 13.5%
Other Collateral Secured (ie horse trailers, older vehicles)Reasonable valueCertificate of ownership and insurance as required by loan policies36 months7.0- 13.5%
48 months7.5- 14.0%
60 months8.0- 14.5%
Share SecuredShare Balance3.00% plus Dividend Rate
*Rates and terms are subject to Credit Approval