Rates & Fees
Effective as of: 12/01/2020
| Loan Rates | ||||
| LOAN TYPE | SECURITY AND OTHER REQUIREMENTS | MAXIMUM TERMS | APR | |
| Signature | Signature | 36 months | 9.15-16.15% | |
| Vehicle Loan Rates | ||||
| LOAN TYPE | MAXIMUM AMOUNT | SECURITY AND OTHER REQUIREMENTS | MAXIMUM TERMS | APR |
| New Vehicles* | 100% purchase price inc tax | Certificate of ownership and insurance | Up to 60 months | 1.95- 8.45% |
| 61 - 72 months | 2.45- 9.45% | |||
| Over 72 months | Contact C U | |||
| Used Vehicles 4 years old or less | Up to NADA Retail Value | Certificate of ownership and insurance | 60 months | 2.75- 8.25% |
| 72 months | 3.25- 9.25% | |||
| Over 72 months | Contact C U | |||
| Used Vehicles 5-10 years old | Up t NADA Retal Value | Certifcate of ownership and insurance | Up to 60 months | 2.95-8.95% |
| New and Used RV's and Motor Homes* | Up to NADA Retail | Certificate of ownership and insurance | 48 months | 4.15- 9.15% |
| 60 months | 4.65- 9.65% | |||
| 72 months | 5.15-10.15% | |||
| Over 72 months | Contact C U | |||
| Motorcycles or Boats | Up to NADA Retail | Certificate of ownership and insurance | 36 months | 6.15-11.15% |
| Certificate of ownership and insurance | 48 months | 6.65-11.65% | ||
| Certificate of ownership and insurance | 60 months | 7.15- 12.15% | ||
| Other Collateral Secured (ie horse trailers, older vehicles) | Reasonable value | Certificate of ownership and insurance as required by loan policies | 36 months | 6.15- 12.15% |
| 48 months | 6.65- 12.65% | |||
| 60 months | 7.15- 13.15% | |||
| All loans and rates are subject to credit approval | ||||