August 8, 2022

575-623-5444

Rates & Fees

Loan Rates

Effective as of: 06/27/2022
Loan Rates
LOAN TYPESECURITY AND OTHER REQUIREMENTSMAXIMUM TERMSAPR
SignatureSignature36 months9.40-16.40%
 
Vehicle Loan Rates
LOAN TYPEMAXIMUM AMOUNTSECURITY AND OTHER REQUIREMENTSMAXIMUM TERMSAPR
New Vehicles*100% purchase price inc tax Certificate of ownership and insuranceUp to 60 months2.5- 8.75%
61 - 72 months3.00- 9.75%
Over 72 monthsContact C U
Used Vehicles 4 years old or lessUp to NADA Retail ValueCertificate of ownership and insurance60 months3.00- 8.75%
72 months3.50- 9.75%
Over 72 monthsContact C U
Used Vehicles 5-10 years oldUp t NADA Retal ValueCertifcate of ownership and insuranceUp to 60 months3.75-9.75%
New and Used RV's and Motor Homes*Up to NADA RetailCertificate of ownership and insurance48 months4.5- 9.5%
60 months5.00- 10.00%
72 months5.5-10.5%
Over 72 monthsContact C U
Motorcycles or BoatsUp to NADA RetailCertificate of ownership and insurance36 months5.5-11.15%
Certificate of ownership and insurance48 months6.00-12.00%
Certificate of ownership and insurance60 months6.50- 12.5%
Other Collateral Secured (ie horse trailers, older vehicles)Reasonable valueCertificate of ownership and insurance as required by loan policies36 months6.00- 12.5%
48 months6.5- 13.00%
60 months7.00- 13.5%
Share SecuredShare Balance3.00% plus Dividend Rate
*Rates and terms are subject to Credit Approval